Introduction
The Rajasthan government has launched the Chief Minister Swanidhi Yojana 2025, aimed at empowering gig and home-based workers with financial support. Under this scheme, eligible applicants can receive loans up to ₹50,000 in three phases without any guarantee and benefit from a 7% interest subsidy.
Key Features of the Scheme
- Loan in 3 Phases:
- Phase 1: ₹10,000 (Repay in 12 months)
- Phase 2: ₹20,000 (Repay in 18 months)
- Phase 3: ₹50,000 (Repay in 36 months)
- No Guarantee Required
- 7% Interest Subsidy by the Rajasthan government
- Completely Online Application through sso.rajasthan.gov.in
Who Can Apply?
- Residents of Rajasthan
- Minimum age: 18 years
- Workers in the unorganized sector, including street vendors, gig workers, and self-employed individuals
Documents Required
- Jan Aadhar Card
- Aadhaar Card
- Mobile Number linked with Jan Aadhar
- Bank Passbook (Account for fund transfer)
- Ration Card (if applicable)
- Business Registration Certificate (Municipal Council)
- Self-attested affidavit for unorganized worker
- Street Vendor Certificate (if applicable)
How to Apply Online
- Visit: sso.rajasthan.gov.in
- Login with your SSO ID and password
- Click on “Mukhyamantri Swanidhi Yojana” from available apps
- Select “New Application”
- Enter Jan Aadhar number, verify with OTP
- Fill in:
- Applicant details (name, DOB, category, income, etc.)
- Address & business details
- Proposed business cost & working capital
- Upload:
- Registration certificate
- Self-attested affidavit
- Select bank preference and enter account details
- Agree to declarations and submit the form
Post-Submission & Loan Disbursement
- Application is reviewed and processed
- ₹10,000 is disbursed to your account within 1 month
- Next phase loans are given after successful repayment of earlier installments
- You can track status directly from the SSO portal dashboard
Conclusion
The Mukhyamantri Swanidhi Yojana 2025 is a golden opportunity for workers in the unorganized sector to start or expand their business without any collateral. With a simple online application process and government-backed interest subsidy, it’s designed to promote financial independence.
Also Read :Maiya Samman Yojana 2025: ₹5000 Payment Update, 9th & 10th Installment Release Details