What is Bajaj Finserv EMI Card?
Bajaj Finserv EMI Card is one of India’s most popular financing tools allowing you to buy any product worth up to ₹3 lakh on No Cost EMI. It works both online (Amazon, Flipkart, Myntra, etc.) and offline at over 1 lakh partner stores.
Top Features of Bajaj EMI Card
- ✅ Instant online approval
- 💸 Credit limit up to ₹3,00,000
- 🧾 0% EMI on over 10 lakh products
- 📱 Use online & offline – mobiles, laptops, TVs, furniture, cycles, washing machines, etc.
- 🛍️ No annual fee – only a one-time fee of ₹530 for lifetime use
- 🔒 KYC with only Aadhar + PAN Card
Documents Required
- Aadhaar Card
- PAN Card
- Active Mobile Number (linked with Aadhaar)
- Bank Account Details (for e-mandate)
How to Apply for Bajaj EMI Card Online (2025)
Follow these simple steps using your mobile phone at home:
Step 1: Visit Official Bajaj EMI Card Website
Go to the official Bajaj EMI Card application page (link usually available in descriptions or pinned comment in videos).
Step 2: Enter Mobile Number
Type your Aadhaar-linked mobile number and click on “Get Instant Approval”.
Step 3: Enter OTP
Enter the OTP received on your phone for verification.
Step 4: Fill Personal Details
- Full Name
- Date of Birth
- PAN Card Number
- Pincode & City
- Select Gender & Employment Type (Salaried or Self-Employed)
Step 5: KYC Verification
- Your Aadhaar data will be auto-filled.
- Confirm or update your address.
- Submit KYC.
Step 6: Pay One-Time Joining Fee
- ₹530 is charged as a one-time joining fee
- Use UPI, Debit Card, or Credit Card to pay
Step 7: Activate Your EMI Card
- Click on “Activate Now”
- Choose Debit Card or Net Banking for auto-debit mandate setup
- Pay ₹118 for e-mandate registration
✅ Congratulations! Your EMI Card is Now Active
How to Use Bajaj EMI Card
- Online Purchase: Use card number & expiry date while checking out
- Offline Purchase: Provide card number at store; OTP will be sent for transaction approval
- Track Card: Download Bajaj Finserv App or use screenshot
Note: The card is digital-only now. Physical delivery is discontinued.
Total Cost Breakdown
| Description | Amount |
| Joining Fee | ₹530 (one-time) |
| Activation Charge (e-Mandate) | ₹118 |
| Annual Fee | None |
Final Thoughts
Bajaj Finserv EMI Card is a powerful, easy-to-use financing tool for anyone looking to buy products on EMI without high interest. With just Aadhaar and PAN, you can get up to ₹3 lakh limit in under 10 minutes.
If you’re planning major purchases in 2025, apply for your Bajaj EMI Card today and enjoy flexible, interest-free shopping both online and offline.
Also Read :SBI Personal Loan 2025: How to Apply Online Using YONO App | Loan up to ₹1 Lakh Instantly