How to Register for YONO SBI: Your Step-by-Step Guide to Internet Banking This guide provides a complete, step-by-step process for first-time registration on the YONO SBI app. Whether you call it creating an internet banking password, a username, or a login ID, this process will get you set up to manage your State Bank of India account directly from your phone. ## Getting Started: Downloading the YONO SBI App YONO, which stands for “You Only Need One,” is the official mobile application for the State Bank of India. To begin, you must first install the app on your smartphone. 1. Open the Google Play Store on your device. 2. In the search bar, type “YONO SBI.” 3. Locate the official app and tap “Install.” 4. Once the installation is complete, open the app. 5. When prompted, you will need to grant the app several permissions. Select “Allow” for all requests to ensure the app functions correctly. ## The Registration Process After opening the app and granting permissions, you will be on the main screen. Follow these steps to start your registration. 1. Tap on the Register Now option. 2. The app will ask for permission to make and manage phone calls. Tap Allow. 3. Next, you will be asked to select the SIM card linked to your SBI bank account. If you have two SIM cards in your phone, choose the one that has the mobile number registered with the bank. If you only have one SIM, this step will be handled automatically. 4. Click Next. The app will automatically verify that the selected mobile number is linked to an SBI account. Please wait a moment for this verification to complete. ## Creating Your Internet Banking Credentials Once your mobile number is verified, you can proceed with setting up your account. 1. On the “Create Your SBI Internet Banking” screen, click Proceed. 2. You will be asked to provide consent. Select Yes, I Agree to continue. 3. You will now see two options: “Register for YONO with my ATM Card” and “Register with Account Details.” To complete the registration from home without visiting a bank branch, you must select the first option: Register for YONO with my ATM Card. Choosing the second option will require you to go to the bank. 4. Enter your Account Number and your Date of Birth in the provided fields. 5. Click Next. An OTP (One-Time Password) will be sent to your registered mobile number. 6. Enter the OTP you received and click Submit. ## Setting Up Your Account and Transaction Rights After verifying the OTP, your account holder details and CIF number will be displayed. 1. You will be asked to “Select Transaction Rights.” For full access to all banking features, choose the Full option. 2. Click Next. 3. Now, enter the last six digits of your ATM card number. 4. Click Next. 5. Enter your four-digit ATM PIN (the same PIN you use to withdraw cash from an ATM). 6. Click Submit. ## Set Your Username and Password This is the final step in creating your login credentials for internet banking. 1. Create a Username: Choose a unique username for your account. 2. Create a Password: Your password must be at least 8 characters long and include a combination of three character types: letters (A-Z, a-z), numbers (0-9), and special symbols (#, @, *, etc.). For example, you could use a mix of six letters, one number, and one special character. 3. Enter your new password again in the “Confirm Password” field. 4. Click Confirm. A success message will appear: “You have successfully activated your account on YONO.” ## Setting Your M-PIN for Quick Login For faster access to the app in the future, you will now set up an M-PIN. 1. Click on the Set M-PIN button. 2. Review the consent information, scroll down, check the box, and click Next. 3. Create a six-digit M-PIN. This PIN will act like a phone lock and will be used to quickly log in to the YONO app instead of entering your full username and password every time. 4. Re-enter the M-PIN to confirm it and click Next. 5. A final OTP will be sent to your registered mobile number. Enter this OTP and click Next. You will receive a final confirmation message: “Congratulations! You have successfully registered.” Your YONO SBI username, password, and M-PIN are now set up. You can now log in using either your new M-PIN for quick access or your full username and password.